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  • Breast reconstruction
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News and information

Cancer patient left $20k out of pocket despite private health insurance, as Australians dump cover amid rising fees

16/11/2015

7 Comments

 
Breast cancer patient, Michelle Hennessey, has warned others to check their private health insurance fine print after forking out more than $20,000 for treatment, despite having private cover.
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Michelle is a member of Reclaim Your Curves
​Private health insurance is a topic often raised by women who are looking at their breast reconstruction options. The costs can significantly impact on when and if she decides to go ahead and restore her body. The sometimes outrageously high gap fees and lack of health insurance to cover sometimes even the basics, means women are out of pocket to the many thousands of dollars.  

Read the full story here 
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The Affordable Care Act (ACA) mandates that health insurance companies pay for preventive health visits. However, that term is somewhat deceptive, as consumers may feel they can visit the doctor for just a general checkup, talk about anything, and the visit will be paid 100% with no copay. In fact, some, and perhaps most, health insurance companies only cover the A and B recommendations of the U.S. Preventive Health Services Task Force. These recommendations cover such topics as providing counseling on smoking cessation, alcohol abuse, obesity, and tests for blood pressure, cholesterol, and diabetes (for at risk patients), and some cancer screening physical exams.

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